Upcoming maturities or covenant pressure
Funding and balance sheet
Capital & Debt Advisory
Independent advice on financing capacity, capital structure and lender engagement—grounded in sustainable cash flow.
The challenge
Turning financial information into a decision that can be defended.
Debt should support strategy, not define it. Companies often approach financing discussions without a reconciled forecast, a clear assessment of repayment capacity or a structured position on pricing, security and covenant headroom.
ASCENT helps management evaluate financing alternatives, prepare credible lender materials and negotiate from an informed position. Our role is advisory: we establish the financial case, structure the options and support management through the process.
Questions we help answer
01
How much debt can the business responsibly service?
02
Should facilities be refinanced, extended or restructured?
03
What information will a credit committee require?
04
How will security, covenants and pricing affect strategic flexibility?
Scope of support
What we do
The exact workplan is agreed after an initial review of the decision, information available and stakeholder requirements.
- Debt capacity, DSCR and interest-cover assessment
- Capital structure and funding-gap analysis
- Refinancing and maturity-profile review
- Bank information packs and financial projections
- Term-sheet and covenant analysis
- Lender negotiation and meeting support
- Shareholder funding and debt-to-equity options
- Funding strategy for projects and acquisitions
Tangible outputs
Typical deliverables
Every engagement is anchored in agreed outputs, ownership and review points.
- Financing options and recommendation paper
- Debt-capacity and covenant model
- Lender presentation and information package
- Term-sheet comparison and issues log
- Negotiation support materials
- Post-financing monitoring framework
When to involve us
Typical client situations
Funding a new project or acquisition
Multiple facilities requiring consolidation
Weak lender confidence or information gaps
Balance-sheet recapitalisation
Next capabilityRestructuring & Turnaround ↗
Start a conversation
Bring us the decision—not a predefined scope.
We will help frame the issue, determine the evidence required and propose the right engagement structure.
Discuss your mandate ↗